Loan against a used car

Need additional funds to carry out your plans? The Bank provides an opportunity to get a loan against an existing vehicle.

Key features	Advantages for you
Fast and straightforward procedure for issuing loan	Transparent conditions for issuing the loan, with no monthly fees
Individual rate on the loan	Depending on the initial payment, the level of proved income and other factors, we can offer you a rate lower than the basic loan rate
Early repayment	No fees
Convenient system of payment	To repay the loan you can use your current account opened in ENERGOBANK, and arrange for automatic repay of the loan within the required amount on time without personal presence
Internet banking for your loan	You will be able to monitor the status of your loan and to repay the loan from your bank accounts without visiting the bank

Lending terms
Maturity	Up to 1 year	Up to 3 years	Up to 5 years
The maximum loan amount in relation to the value of collateral	Up to 60%	Up to 60%	Up to 60%
One-time fee	3,00%
Interest rate	min 18,5%	min 23%	min 24%
Monthly fee	N/A
Repayment schedule	Each month, using the annuity or the classical system of repayment

Documents required for approving the loan:

1. Application form for granting of the loan.

2. Citizen’s passport (including the spouse’s passport).

3. TIN certificate (including the spouse’s TIN).

4. Marriage / divorce certificate (if available).

Additionally, for individuals:

1. Employment statement stating position, seniority and wages for the last 6 months, certified by the employer.

Additionally, for private entrepreneurs:

1. Certificate of state registration.

2. Declaration or statement of financial activity by the entrepreneur over the past 4 quarters.

The Bank may request additional documents necessary for the approval of the loan.

For more information please call our Contact Center at: (044) 2 777 000, 0 800 501 500 or leave your contact information and we will contact you at a time convenient to you.