Cash-secured overdraft loan

Have an urgent need for money? This is not a reason to terminate the deposit agreement! Using the overdraft lending program on the security deposit in ENERGOBANK is much more beneficial.

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Key Features	Benefits for you
Rapid registration procedure	The most simplified credit acquirement system
Effective management of own funds	Payment of interest only if you use an overdraft, based on the amount and the actual period of use
Minimal documents package	Only a passport is needed

Lending terms
Credit period	Up to 24 months (but no more than the term of your deposit)
Amount of credit	Up to 75% of your deposit in ENERGOBANK. Moreover, if the credit limit is: • Up to USD 50,000 – You use an overdraft facility with the help of a payment card issued by ENERGOBANK; • More than UAH 50,000 – You use use an overdraft facility with the help of the current account opened in ENERGOBANK
Credit’s currency	Hryvna (regardless of the currency of your deposit)
Interest rate	Depends on the rate of your deposit
One-time fee for loan processing	UAH 60.00
Monthly fee	None

For more information please call our Contact Center at: (044) 2 777 000, 0 800 501 500 or leave your contact information and we will contact you at a time convenient to you.