The Bank offers lending a home renovation loan, a loan to improve lodging conditions.
Mortgage lending programmes envisage an optimal repayment schedule – annuity-based (repayable in equal instalments) or repayment of the principal in diminishing amounts with interest payable on the current balance.
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Key features
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Advantages
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Prompt and clear loan approval process
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Transparent lending terms and conditions, no monthly fees
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Individual interest rate
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Depending on your down payment, evidenced income level and other factors, we will be able to offer you an interest rate better than standard
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Early repayment option
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No fee
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Convenient repayment arrangements
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To facilitate repayment you may lodge a direct debit instruction for funds to be automatically debited from your accounts with the Bank in respect of repayment within given amounts and dates
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With the help of Internet banking you can control your loan status and make repayments from your accounts with the Bank without visiting a bank office
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Lending terms
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Maturity
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Up to 1 year
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Up to 3 years
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Up to 5 years
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The maximum loan amount in relation to the value of collateral
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Up to 60%
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Up to 60%
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Up to 60%
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One-time fee
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3,00%
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Interest rate
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min 18,5%
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min 23%
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min 24%
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Monthly fee
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N/A
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Repayment schedule
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Each month, using the annuity or the classical system of repayment
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Documents to be filed alongside loan application:
1. Loan application.
2. Passport of Ukrainian citizenship (including that of the spouse).
3. Tax ID certificate (including that of the spouse).
4. Marriage/divorce certificate (if any).
Additional filings for private individuals:
1. Employment certificate specifying position, years of experience and salary for the past 6 months as attested to by the employer.
Additional filings for sole proprietors:
1. Certificate of state registration.
2. Declaration or income report for the last 4 quarters.
The Bank may request additional documents as part of loan approval.
For more information please call our Contact Center at: (044) 2 777 000, 0 800 501 500 or leave your contact information and we will contact you at a time convenient to you.